Insights

Pensions are back in the spotlight and people are noticing

For long periods of time pensions rarely attracted mainstream attention outside the financial services industry. While they have always played a central role in long term financial planning, many consumers viewed pensions as something distant, technical and easy to postpone thinking about. That has changed significantly over the past few years. Pensions are once again...

Why trusted partnerships matter more in the age of the “finfluencer”

Social media has transformed the way people consume financial information. What was once limited largely to financial advisers, providers and regulated publications is now shared constantly across short form videos, podcasts, online forums and social platforms. Financial topics that many consumers may never previously have engaged with are now appearing daily on phones and feeds...

Retirement is changing, and so is the role of pension providers

Retirement is changing, and so is the role of pension providers For decades, retirement followed a familiar and predictable path: a defined working life followed by a clear transition into full retirement. Today, that model is no longer the norm. Instead, retirement has become more flexible, more personalised, and far less linear. Individuals are redefining...

Intergenerational planning – are advisers missing an opportunity?

Intergenerational planning has become an increasingly important topic within financial services, yet within the pensions space it is often underutilised. While pensions are widely recognised for their role in retirement planning, their potential as intergenerational tools is sometimes overlooked. We believe this represents a significant opportunity for advisers, not only to enhance client outcomes, but...

people talking in a professional setting

The advice vs engagement challenge: making sure to do both

In today’s pensions landscape, the distinction between advice and engagement has become increasingly important. Advisers operate within a clearly defined regulatory framework, where the boundaries of advice are well established. Yet client expectations continue to evolve, and there is growing demand for a more engaging, accessible, and transparent experience. We view this as one of...

Pensioners paying tax could reach 10 million by 2030

Recent analysis suggests the number of UK pensioners paying income tax could approach 10 million by 2030, reflecting structural changes in taxation, pension income and demographics. This trend is a combination of frozen tax thresholds, rising state pension withdrawals, and higher private pension incomes, illustrating how retirement finances are evolving rather than signalling financial hardship....

We’re integrated with the Origo Dashboard Connector

We are delighted to announce the successful integration with the Origo Dashboard Connector (ODC) as part of the UK Pensions Dashboard Programme (PDP). Completed ahead of schedule, the integration reinforces our compliance and technological readiness, strengthening our position as a digital-first leader in the pensions industry. Connecting our pension schemes to the Pensions Dashboard was...

Consumer Duty ‘will boost consumer retail investment’

Nearly half of advisers believe SIPPs and pensions will benefit from Consumer Duty and advisers are cutting back on recommending high risk investments. Our latest research* shows advisers are confident the implementation of new Consumer Duty rules will deliver on their key aim of boosting consumer retail investment with SIPPs - one of the key...

We Expand Wellbeing Support As Part of Mental Health Awareness Week

Here at iPensions Group, we are further strengthening our support for mental health and wellbeing across the company as we continue to expand the business. This week we are backing Mental Health Awareness Week, run by the Mental Health Foundation, with a series of events, workshops and sessions from May 15th 2023. Support during Mental Health...

Pensions uncertainty puts the onus on leadership for 2023

By Group CEO Sandra Robertson, iPensions Group The UK economic outlook might be all about uncertainty in the year ahead, but the UK pensions industry can be certain that it has to adapt to a new round of regulation and technological advance while delivering in the face of ongoing challenges. Inflation is on its way...