Our success depends on our people which is why we support, develop and recruit the best. As we continue to expand our business, we have also been investing in our teams by providing a range of support and guidance on wellbeing and nutrition.
Working with specialist consultants BetterBe to help optimise our investment in employee health, our people have been offered a range of workshops designed in a logical sequence to provide knowledge and understanding of the links between lifestyle and mental and physical wellbeing as well as practical solutions and tips to integrate healthy habits into their busy lives.
Isle of Man-based BetterBe, founded by GP Lukas Burri and nutritionist Lisa Burri, is also helping managers at iPensions Group to support behavioural change among our teams towards healthy habits aimed at supporting performance.
Group CEO Sandra Robertson said: “Our people are crucial to the company’s success and investing in their health is an important focus for the business as we continue to expand.
“We are focused on delivering transparent service in a timely manner for our customers and that requires investing in our employees and providing as much support as possible for them.”
Data shows investing in staff wellbeing pays dividends for company performance and customer service considering that underperformance at work costs UK companies around £4,000 per employee a year.
We have made significant investments in technology as part of our growth strategy, driven by a focus on innovation in the SIPP market as well as efficient and timely support for advisers and members.
Our growth strategy is driven by technology enabled products and solutions in the SIPP market where we offer a full range of SIPP services through the adviser market with a range of SIPPs including the Adviser SIPP, Platform SIPP, USA SIPP, and the Irish Transfer service.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
We are delighted to announce that we have recently completed the seamless migration of Forthplus SIPP customers ahead of schedule, integrating £500 million assets under administration.
We acquired the business assets of Edinburgh-based Forthplus Pensions, which was in administration, at the end of last year and initially expected to take at least six months to transfer the accounts of almost 2,500 customers.
However, the migration has been finalised faster than expected, giving former Forthplus advisers access to iPensions Group’s technology solution and enabling them to benefit from the enhanced adviser portal.
Advisers will be able to manage Forthplus SIPP clients via their existing adviser portal accounts and view up to date client information 24/7 from anywhere in the world.
Staff in Manchester and Edinburgh, where a new bigger office was opened in February, can now use the same technology which further improves services to members and advisers.
iPensions Group CEO Sandra Robertson said: “Delivering the migration seamlessly and ahead of schedule is a major achievement for the business and delivers on our promise to Forthplus SIPP members and staff.
“Integrating the new members, staff, and advisers into the iPensions Group has involved a lot of hard work and the successful outcome is a testament to our team and technology.
“iPensions Group is focused on delivering transparent service in a timely manner and our innovative technology combined with decades of experience and expertise in UK and international pensions means we can offer a secure home for their pensions.”
The acquisition of Forthplus Pensions builds on our growth strategy at here iPensions Group. Driven by technology enabled products and solutions, we continue to drive innovation in the SIPP market following significant investments in technology.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
Around one in three advisers say SIPP consolidation is increasing.
Our recent research shows that advisers believe pension consolidation and technology investment by providers will drive continuing expansion of the SIPP market.
Nearly two out of three (63%) of advisers identified consolidation and investment in enhanced administration technology as the main drivers of growth in the SIPP market over the next five years.
The role of improved administration technology is just as important as consolidation, the research shows, with around one in 10 (11%) expecting a significant rise in pension consolidation into SIPPs over the next two years.
Our study found consolidation of pensions by clients is already increasing – around a third (30%) of advisers reported an increase in demand for consolidation advice over the past year.
Less than half (44%) of advisers said transparent pricing by providers – long regarded as a major concern by advisers and clients – is crucial to the growth of the SIPP market while a quarter (26%) believe reduced fund management charges will boost the market.
Group CEO Sandra Robertson said: “Nearly a third of advisers specialising in SIPPs have seen an increase in consolidation business in the past year and they expect that to continue as a major factor in the market. Increased investment in technology across the SIPP market and the pensions market in general is driving growth and helping to enhance the consolidation process by supporting advisers and clients.
More needs to go online and happen digitally as people want instant information while also still valuing personal service and the key to supporting clients is combining that well with technology.”
The research found that the main reason cited by advisers for clients consolidating pensions into a SIPP was the desire to have a clearer picture of their assets as they approach retirement. Around 71% of advisers chose that option ahead of 62% saying concern about overall retirement strategy is driving the rise in consolidation.
More than half (55%) of advisers say the consolidation decision is driven by clients approaching 55 who want to access tax-free cash. However only 40% say worries about high charges from legacy pensions and the lack of fund choice is a major motivation for clients to consolidate.
Here at iPensions Group, we have made significant investments in technology as part of our growth strategy driven by a focus on innovation in the SIPP market as well as efficient and timely support for advisers and members.
Our bespoke technology platform, which was developed internally over three years, is enabling us to add new SIPP products such as the Platform SIPP and to develop new services for its advisers and members.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
We are delighted to announce the acquisition of the Forthplus Pensions book of business providing certainty to its 2,500-plus members.
The acquisition of the Edinburgh-based SIPP provider and administrator enables customers who include UK expats to transfer to a company with over two decades of experience in UK and international pensions and a commitment to the highest standards of personable service in the pensions market. Involving assets under management of around £500 million, the acquisition of the Forthplus SIPP builds on the growth strategy here at iPensions Group focused on technology-enabled products and solutions as we continue to drive innovation in the SIPP market.
Our Managing Director Craig Cheyne commented: “We empathise with Forthplus Pensions’ members and advisers and recognise that the past months must have been unsettling for them and staff. We look forward to supporting Forthplus Pensions members by continuing to provide our personable service and we welcome the expert administration staff at the company.
“iPensions Group is focused on delivering transparent service in a timely manner and our innovative technology combined with decades of experience and expertise in UK and international pensions means we can offer a secure home for their pensions.”
Our main office will remain based in Manchester and we are also retaining the Forthplus operations in Edinburgh together with its highly experienced administration staff.
We look forward to supporting all Forthplus members and advisers by continuing to provide our personable support and transparent service.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
UK IT Industry Awards recognise ‘transformational’ platform for advisers and clients
We’re thrilled to announce that we won the Best Financial Services IT Project of the Year Award for the launch of our transformational administration hub and adviser portal at the UK IT Industry Awards. It was ranked as the most outstanding financial services business project at the event held in London with the award based on the project outcomes for advisers and clients and not simply the technology.
Winning the award at the largest and most well-known event in the technology industry highlights the success of significant inhouse investment focused on innovation in the SIPP market to support advisers and their clients
Here at iPensions Group, we have built our own platform using leading-edge technology after evaluating other systems on the market and deciding they were not suitable and completed and launched it during the UK’s COVID-19 lockdown. The Manchester-based company won the award, which was decided following one-to-one interviews with expert judges, against competition from major companies including Brewin Dolphin, Nationwide, IBM, and IPC.
The highly scalable platform is underpinning ambitious growth plans for new product launches and is being regularly updated with new features and enhancements.
Hrishi Kulkarni, Director & Group Chief Technology Officer at iPensions Group, said: “We understand that client demand for accessing services online is transforming the industry with the impact of COVID-19 further accelerating the digital transformation in the pensions landscape.
“Our aim was to transform the business into one with best-in-class technology delivering unrivalled levels of service and we are excited to win the award which highlights the success of team work across the company involving technology experts and pension administrators.”
Our Adviser Portal enables advisers to complete the SIPP application process within minutes in contrast to days or weeks with paper-based applications.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
Scammers are targeting pension pots of all sizes – make sure you know how to spot the signs.
Pension scammers are targeting people like you with the average victim losing £91,000 each.
Scams are hard to spot and are often disguised with credible websites, testimonials and materials which make them look like the real thing.
To help you spot the signs and protect yourself from a scam, the Financial Conduct Authority (FCA) and Pensions Regulator suggest following four simple steps.
If you’re contacted out of the blue about a pension opportunity, chances are it’s a scam. Pension cold calling is illegal, and you should be very wary. An offer of a free pension review from a firm you’ve not dealt with before, is probably a scam.
Search ScamSmart and check the FCA’s register to make sure anyone offering you advice is authorised. If they are, check they’re permitted to give pension advice by calling the FCA Consumer Helpline on 0800 111 6768.
If you don’t use an FCA-authorised firm, you risk not having access to compensation schemes.
Take your time to make all the checks you need – even if this means turning down what seems to be an ‘amazing deal’.
You should seriously consider seeking financial advice before changing your pension arrangements. In some cases, for example where you are wanting to transfer more than £30,000 from a DB scheme, you must obtain this advice.
Consider using The Pensions Advisory Service which provides free independent and impartial information and guidance.
If you suspect a scam, report it.
You can report an unauthorised firm or scam to the FCA using the online reporting form or on 0800 111 6768,
If you suspect a scam, report it to Action Fraud on 0300 123 2040 or at www.actionfraud.police.uk.
Be ScamSmart with your pension. To find out more, visit www.fca.org.uk/scamsmart
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
With a technology-driven approach for pension solutions in the SIPP market, we are strengthening our focus on innovation with private cloud infrastructure from the leading technology solutions provider Rackspace Technology® (NASDAQ: RXT).
The multicloud solutions provider is supporting our ambitious growth plans following significant inhouse investment in our highly scalable pension platform, allowing us to continue to drive tech-focused solutions within the SIPP market.
We approached Rackspace Technology as our preferred private cloud solution provider given their excellent reputation, multi-technology expertise, and 24×7 support. The firm provides scalable backbone private cloud infrastructure and security solutions for iPensions Group’s digital platforms and client solutions. Long-term engagement with Rackspace allows us to focus on innovation and the development of the business.
Hrishi Kulkarni, Director & Group Chief Technology Officer at iPensions Group, said:
“With significant growth plans and increase in demand for our digital services, we needed a trusted partner to provide a robust, reliable and agile infrastructure.
“Rackspace Technology gives us all the support we need as we scale, and its expertise allows our team to focus on building the digital solutions our customers demand. From our adaptability to our security, Rackspace Technology is enhancing all our technological operations and, in turn, the overall user experience and confidence.”
Tim Lovejoy, VP Private Cloud and Government at Rackspace Technology, said:
“iPensions Group’s transformation into a digital business has placed innovation and user experience at its heart, with the new platform offering massive time-savings and an improved customer experience.
“As its team focuses on using this new platform to find better solutions to meet changing customer demands, we look forward to how we can further support its ambitions to scale and innovate by exploring new possibilities such as multi-cloud.”
We have made significant investments in technology as part of our growth strategy, driven by a focus on innovation in the SIPP market as well as efficient and timely support for advisers and members.
Our bespoke technology platform, which was developed internally over three years, is enabling the company to add new SIPP products such as its Platform SIPP and to develop new services for its advisers and members.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought (as well as legal advice where required) in both the UK and any jurisdiction where you are resident.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
In a world where consumers increasingly expect online services to be available for every aspect of their financial life, digital pensions are fast becoming the norm. Covid-19 has accelerated this expectation, changing the way we shop, bank, manage our insurances, our pensions, and changed the way we interact generally with any service provider. Businesses that traditionally have had predominant offline processes have now been forced to adapt and provide digital services to their clients.
Irrespective of Covid’s impact, the trend over the last decade has shown that our information is increasingly migrating online. What constitutes an efficient and reliable service has now changed and consumers are increasingly looking for digital pension solutions that give them all the information they need at their fingertips.
At iPensions Group, we have had to adapt too. We’ve invested heavily in bespoke digital pension technology allowing clients to access information at a click of the button. However, as more services shift online, an increased focus on online security has become essential for keeping clients and our business safe.
Chief Technology Officer Hrishi Kulkarni had this to say:
“In this fast-moving era, where most transactions take place digitally, security should be by design. For firms, data and information security must be the focal point in developing their systems and processes. Boards must continuously evaluate risks, invest in technology to enhance security, and provide their clients with confidence. Here at iPensions Group, we are continuing to invest in security, keeping our client and business data safe. However, there is a role for everyone to play, including clients, when ensuring internet safety.”
With potential threats such as hacks, scams, cybercriminals, and malware, the internet can feel like a dangerous place. The proliferation of devices, from smartphones and tablets to internet-connected appliances, has opened us up to even greater risks.
But the good news is that by taking just a small handful of security measures we can greatly reduce our exposure to the many potential threats.
Emails have long been a primary access point for scammers and hackers and as digital pensions become the norm, email is an easy first point of contact with potential scam targets. But malicious emails are relatively easy to spot if you know what to look for and a little vigilance goes a long way.
First, you should check if the email has been personalised. Fake emails often will use generic greetings such as “Hi” or “Dear Customer” instead of your real name.
The next step is to check for spelling mistakes, different email formatting, or unusual email addresses; often any discrepancies here may be an early indicator of a fraudulent email.
Any links within an email should also be approached with caution. You should hover over any links with your curser to check where the URL points to before clicking. For example, the body of an email may say “Go to http://www.websiteaddress123.com/ for more information”, but when you place the cursor above the hyperlink, it points to a completely different URL, e.g. ‘www.19898d99d99d9939d8887c.com’. Does this look trustworthy to you?
There has also been a rise in ‘clone firm’ scams in the UK in recent months, where emails received from supposed trusted sources turn out to be criminals who have set up ‘dummy’ sites and email accounts to scam savers, investors, and companies. Therefore it is even more important to check the details of any incoming emails carefully. You can read more about ‘clone firm’ scams here along with details of how to spot and report this kind of fraudulent activity.
Some other key things to remember:
– Be suspicious of any email or website that is asking you to do something unusual, particularly any asking you to provide payment details for something you are not expecting.
– Avoid opening email attachments unless you are expecting them.
We all know the importance of having a password that cannot be guessed easily, but what constitutes a strong password?
Avast, a provider of antivirus software and security applications, recommend the following:
Don’t be too obvious: Avoid using personal information such as your name or date of birth, and stay away from sequential numbers or letters e.g. ‘1234’ or ‘abcd’.
Don’t use memorable keyboard paths: Just like sequential letters and numbers, sequential keyboard paths such as ‘qwerty’ or ‘asdfg’ are common and often the first kinds of passwords to be guessed.
Make it long: You should aim to have a password of 15 characters minimum.
Avoid common substitutions: An example of a common substitution is using a number in exchange for a letter, such as a ‘3’ instead of an ‘E’ or a zero instead of ‘O’. These kinds of passwords can easily be cracked by attackers.
Use a mix of characters: Using uppercase and lower case as well as a mix of letters, numbers and symbols make your password less susceptible to attack.
As well as the above advice it is a good idea to use different passwords for different services. Installing a password management system on your browser or operating system is a great way to keep multiple passwords saved securely.
Check to see if your online accounts offer multi-factor authentication. This is when multiple pieces of information are required to verify your identity. So, to log into an account you may need to enter a code that is sent to your cell phone, as well as your password or passphrase.
Never share your password with anyone: This seems obvious but it’s surprising how often people will share passwords with people they trust. The concern is not always whether the person you shared your password with is trustworthy, but whether the device they use has the potential to be compromised.
It’s also important to remember that you have no control over how that person will store the password for later use e.g. will the person write the password down somewhere it could be discovered?
With the above points in mind, the take-home message is NEVER share your passwords with anyone, even if you trust them.
Look for the ‘S’ in HTTPS at the start of a domain. If this is present it means the site is encrypted and has an SSL certificate. Without an SSL certificate, information is exposed and easily accessible by Cybercriminals.
Legitimate companies provide contact information such as physical addresses, phone numbers, and email addresses. If these aren’t present on the website it’s worth being suspicious.
Also, check that the website contains a privacy policy, this indicates that the website cares about the safety of its users and is abiding by privacy laws.
When at home or work, you probably use a password-protected router that encrypts your data. But, when you’re on the road, you might be tempted to use free, public Wi-Fi. The problem with public Wi-Fi is that it is often unsecured. This means it’s relatively easy for a hacker to access your device or information. That’s why you should consider investing in a virtual private network (VPN). A VPN is a piece of software that creates a secure connection over the internet, so you can safely connect from anywhere.
Ensure you keep your laptops, PCs, and mobile phones up to date. Every vendor provides regular software updates. These updates not only release new features but may also include important security updates. These security updates are very important to ensure your device and information safety.
As the financial industry becomes ever more digitised, the opportunity for cybercriminals to get hold of your data increases. Businesses can go some way to protecting themselves and clients at the organisational level by committing to investing in systems security. However, following the simple steps above may help to protect individuals from malicious attackers seeking easy ways to circumvent security controls already baked into digital pensions.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought in both jurisdictions and any legal advice, if required.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
Pension and investment scams are on the rise in the UK, with a worrying increase in the number of reported scams taking place during the Coronavirus pandemic.
Due to the financial instability created by the continuing crisis, many people are looking to secure their future finances. This has presented scammers with an opportunity to take advantage of the uncertainty, offering slightly higher returns than the market rate to entice prospective investors through ‘clone firms’.
Figures from Action Fraud, the UK’s national fraud & cyber reporting centre, show that as Britain went into the first lockdown in April 2020 the number of ‘clone firm’ scams reported increased by 29% compared to March.
The data reveals that between January and December 2020 there were losses of over £78 million, with victims losing £45,242 on average to scammers.
To tackle this rising problem, Action Fraud in conjunction with the Financial Conduct Authority (FCA) and the City of London Police is running a campaign warning the public of the dangers of ‘clone firm’ scams after 77% of investors admitted they were not sure what ‘clone firms’ were.
Action Fraud describes ‘clone firms’ as fake firms “set up by fraudsters using the name, address, and Firm Reference Number (FRN) of real companies authorized by the FCA”. Victims will then transfer their savings to a seemingly legitimate firm only to lose their money to criminals. Unfortunately, many do not realise they have been scammed until much later when investment reports and/or benefit payments are not received.
Several channels of contact used by fraudsters have been identified. One common method used by criminals is the running of online advertisements that, when clicked by victims, direct to replicas of a legitimate firm’s website, with some more sophisticated criminal gangs even cloning the firm’s domain name.
Victims will then often be asked to register their interest and are later contacted by the scammers. Criminals have even been known to obtain names of employees within the business they are claiming to be from to open fake company email accounts in their name, further adding to the seeming legitimacy of the ‘clone firm’.
Another way that scammers have been known to fish for potential victims is via legitimate comparison websites, with reports of investors being contacted by scammers after inputting their details into such platforms.
As the FRN number of a firm is often copied by fraudsters, it is important to check all company details and not just the FRN. Carefully checking details like email addresses, mail addresses, and telephone numbers can be a useful method for judging the legitimacy of a firm. Often discrepancies between fake and legitimate firms will be minor and easily missed, such as a slightly different telephone number or an additional character in an email or domain address, and so extra attention should be paid to these. All details should be checked against the FCA register and if you are to contact any firm, it should only be via the details registered with the FCA.
Action Fraud has provided the following steps for protecting yourself from ‘clone firm’ scams:
1. Any unsolicited offers online or over the phone should be rejected.
2. Always check details against the FCA Register and check the FCA Warning List.
3. Only use the telephone number and email address on the FCA Register.
4. Consider seeking impartial advice before making decisions about where to put your money.
With pension and investment scams on the rise, particularly during the uncertainty of the coronavirus pandemic, it is clear that extra care needs to be taken to remain vigilant and protect you and your client’s funds.
You can read more about the ‘clone firm’ scam on the Action Fraud website here. The FCA also has a useful tool for testing your ability to spot a scam at www.fca.org.uk/scamsmart.
If you think you have fallen victim to a pension scam, contact Action Fraud as soon as possible at www.actionfraud.police.uk or by calling 0300 123 2040.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought in both jurisdictions and any legal advice, if required.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
Backed by industry-leading technology we make pension administration simple and efficient. Advisers who partner with us benefit from our innovative systems, detailed diligence and our people-focused approach – making pensions administration effortless.
Here we take you through a summary of our key products and services, helping you understand how iPensions Group might benefit you and your clients.
Designed to help advisers facilitate client’s retirement needs, the Adviser SIPP is for UK and non-UK residents who want to keep their assets in the UK. The Adviser SIPP gives access to many of the leading investment platforms, an almost unlimited number of investment options, and multi-currency capability – providing a highly flexible SIPP bolstered by the assurance of UK regulation.
You can find out more about the Adviser SIPP here.
With the Platform SIPP, pension consolidation is simple. This product allows you to combine your client’s pensions into a single online managed SIPP that offers transparency, control, and a wide choice of investments at a competitive price. The Platform SIPP is available wherever your clients are and wherever they plan to retire.
Find out more about the Platform SIPP here.
Our US SIPP is designed for USA expats, USA residents, and USA-connected people who want a UK-registered pension scheme. The USA SIPP offers a wide range of investments and benefits from fixed, transparent pricing.
For more on the USA SIPP, take a look at our dedicated page here.
Our Core SIPP reduces complexity and costs by using one of our third-party investment platforms or discretionary fund managers, allowing UK-resident members to benefit from a bespoke investment portfolio that meets their needs. Wealth is protected and risk managed through diversification.
You can read more about the Core SIPP here.
Designed for long-term investment the Property SIPP enables investors to access a wide range of tax-efficient commercial property and land assets. Assets in the Property SIPP can be leveraged to access commercial property loans or generate income by using SIPP funds to purchase and then lease business premises.
Read more about the Property SIPP here.
For employers, company directors and business owners with fewer than 12 scheme members, the Small Self-Administered Scheme (SSAS) is ideal. Offering significant control over contributions and investments and a wide range of asset options, our SSAS provides a high degree of investment flexibility.
To find out more about the SSAS please visit our dedicated page here.
This service is tailored to Irish expatriates and other individuals with Irish pension benefits who are currently residing or employed in the UK, or intend to retire in the UK or overseas. It provides the opportunity to consolidate Irish, UK, or other overseas pension benefits into one Self-Invested Personal Pension (SIPP).
Find out more about Irish transfers here.
Disclaimer
The content of this article is for general information purposes only and should not be construed as legal, financial or taxation advice. You should not rely on the information contained in this article as legal, financial or taxation advice. The content of this article is based on information currently available to us, and the current laws in force in the UK. The content does not take account of individual circumstances and may not reflect recent changes in the law since the date it was created. It is essential that detailed financial and tax advice should be sought in both jurisdictions and any legal advice, if required.
iPensions Group Limited is authorised and regulated by the Financial Conduct Authority, Licence Number 464521.
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